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• Lessons from Losses
• New California Law Requires Employers to Provide “Cool-Down Recovery Periods
• CGL Policy May Cover Damage to the Insured Contractor’s Own Work and Breach of Warranty is a Potentially Covered Occurrence
• How Do You Value a Return To Work Program?
• Cloud Computing: Risk vs. Reward
• Small Businesses and Risk
• Take a Positive View of Maternity Leaves
• Who Contributes—and How Much—to Health Accounts?
• Voluntary Benefit Trends for 2014
• Spousal Coverage Shifts Could Have Unexpected Cost Consequences