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• Annual Owners Meeting August 29, 2013
• JOIN US – 3rd Quarter Employers’ School – Drug Testing Policies and Reasonable Suspicion Observation/Determination
• REMINDER – OSHA Compliance Training – Globally Harmonized System (GHS)
• WCIRB Proposes Cap on X-Mod Increase
• Employment Practices Liability Insurance: What Does It Cover?  “Rats” – would that case have been covered by our EPL policy?
• Construction Workers, Independent Contractors, and Workers Comp
• Extend Waiver of Subrogation to Completed Operations Claims
• The Impact of Physician Fee Schedules in Workers Compensation
• 3 Criteria Determine If A Workers Comp Claim is Covered
• 10 Steps to an Effective Catastrophe Response
• Part-time Workers and Health Coverage
• Skinny Plans: Adhering to the Letter (But Not the Sprit) of Health Reform
• Study Finds Fewer Office Visits, Prescriptions With CDHP